Effective and Extensive Insurance Cover

  Monthly repayments at no extra cost

  Obligation free quotes

 CGU Insurance has been protecting Australian for over 130 years and is now part of Insurance Australia Group - Australasia's leading general insurance group.

CGU's 'Membersafe' general insurance product range, which is specifically designed for credit union and their members, includes home and contents, landlords, motor vehicle, caravan and boat insurance. A wide range of commercial products is also available.

The relationship with CGU offers members a number of benefits including:

• The security of one of Australia's largest general insurers.
  CGU has a branch network throughout Tasmania providing regional support to Heritage Isle staff and members.
• Access to a wide range of quality insurance options.
• Free 'pay by the month' payment option.
• Prompt and efficient claims service on 132294 and in the near future all claims will be managed, processed and paid from the CGU offices located in Tasmania.
• 24-hour access to CGU's 'Home Support' line for home insurance customers.

FOLLOWING ARE POLICIES AVAILABLE THROUGH CGU INDICATING SOME OF THE FEATURES AND BENEFITS.

FIRST CHOICE HOME INSURANCE

• A choice between Blue Ribbon Accidental Damage or Listed Events covers.
• Dwellings insured for Replacement Value.
• New for old cover for contents.
• Blue Ribbon Accidental Damage provides cover Australia wide and includes New Zealand
• $20 million public liability Australia - wide
• Paintings, rugs, tapestries, antique up to $20,000 per item, pair, set, collection or system.
• Optional Domestic Workers Compensation cover.

CAR INSURANCE

A choice of two different policies:

• Car Insurance
• Nominated Driver
• All policies with Comprehensive cover insure the car and standard accessories against accidental damage.
• Public Liability automatically included for $10 million.
• Up to 14 days car hire is provided if the car is stolen, with Comprehensive or Fire, Theft and Third Party Property Damage only.
• Optional Windscreen Extension - allows one claim per policy period without payment of excess or loss of No Claim Bonus.
• Protected No Claim Bonus (after 2 years on the maximum No Claim Bonus with CGU)
• New Car Replacement conditions in the event of a total loss if your car is less than 3 years old.
• Automatic transfer of cover to a replacement car for 14 days.

CARAVAN INSURANCE

• On-site or Australia-wide cover for van, annexe and contents.
• Covers loss or damage from an accident including theft.
• No claim bonus up to 20%
• Public Liability automatically included for $10 million.

BOAT INSURANCE

• Cover for power and sailboats.
• Covers hull, motors including control equipment, sails, spars and rigging, accessories and trailer.
• Accidental loss or damage cover.
• Australia wide cover whilst in transit, afloat within Australian inland waters and within 200 nautical miles of the Australian cost line.
• Public Liability automatically included for $10 million.
• Optional cover for powerboats to include injury to water skiers.
• Optional cover for sailboats to include damage while racing.

LANDLORDS RESIDENTIALPROPERTY INSURANCE

• A specialised policy for investment property owners.
• Accidental Damage cover.
• Cover includes Malicious Damage, Vandalism and Intentional damage by tenants.
• Optional cover for Loss of Rent.
• Rent Default and Theft by tenant.
• Choice of $5 million, $10 million, $15 million or $20 million liability covers.

CGU also offer a wide range of commercial policies.

For an obligation, free quote click here

This is general advice only and does not take into account your individual objectives, financial situation or needs ('your personal circumstances'). Before using this advice to decide whether to purchase this insurance policy, you should consider the appropriateness of it having regard to your personal circumstances, plus obtain and consider the current Product Disclosure Statement for the insurance product.

Heritage Isle Credit Union Limited ABN 32 087 651 278 acts as an agent for CGU Insurance Limited ABN 27 004 478 371. An IAG Company.

Home and Contents Insurance are issued by CGU Insurance, You can get a Product Disclosure Statement (PDS) for these products from any office of Heritage Isle Credit Union or CGU Insurance. You should consider the PDS in deciding whether to buy or hold the product.