Loans

Whether it’s for a home, car or something personal, most of us will need to borrow money at some time. Whatever your needs, chances are we have the right loan for you.

Home Loans

With our home loans you’ll get market leading rates, professional package flexibility and our personalised service. We have a range of home loans to choose from, and we’ll go out of our way to find the home loan that's right for you.

Competitive interest rates No ongoing fees or charges Redraw facility

From 7.39%pa interest rate From 7.42%pa1 comparison rate

Car Loans

We offer competitive rates and great features for new motor vehicle loans up to 3 years old.

Fast approvals Competitive interest rates No ongoing fees and charges

10.25%pa interest rate 10.78%pa2 comparison rate

Personal Loans

Make your dreams come true with a personal loan that suits you! Whether your buying a boat, renovating your home or taking that much needed holiday, with our personal loan you can make it happen faster.

No monthly or quarterly fees Flexible repayment options Borrow from as little as $500

14.25%pa interest rate 14.62%pa3 comparison rate

Business Loans

Heritage Isle can help you achieve your business goals. Whether your starting a new business or expanding we have the right flexible options for your business.

Secure and unsecured options No ongoing fees or charges No penalty for lump sum payments

Credit Cards

Your MyCard MasterCard offers you a unique and competitive credit card, with many money-saving features and great benefits.

Low annual fee Up to 55 days interest free Competitive rate

From 13.60%pa4 interest rate

Overdrafts

With an overdraft facility you can be sure there are always funds to help you cover life's little surprises.

Only pay Interest when you use it No monthly or annual ongoing fees Visa Debit card access Convenient 24/7 access

Up to 15.00%pa interest rate

Questions?

If you have any questions, please contact us

_{1 Rate based on secured loan of $150,000.
2 Rate based on unsecured loan of $30,000 over 5 years.
3 Rate based on unsecured loan of $30,000 over 5 years.
4 Interest rates subject to change. Interest rates current as of 16th November 2011. This is the cash rate for the Low Rate MasterCard.}
^{Warning: Comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or cost savings such as fee discounts and waivers, are not included int he comparison rate but may influence the cost of the loan.}