We’ve had reports from Members about annoying pop-up ads appearing on their computers while browsing the web. These pop-up’s are certainly caused by malicious software called adware. Some adware programs can monitor your Internet surfing to target the websites that you log on to, and then generate automatic pop-up advertisements based on your viewing habits. […]
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Here we are in June already and this means that tax time is literally knocking on our door! Gone are the days of physically lodging your return via paper, with most folks lodging their returns through the ATO portal electronically, for convenience and speed. It’s a fantastic way to get it done and hopefully get […]
The Customer Owned Banking Association (COBA) today reminded customers to take simple steps to protect their PIN at ATMs following details of a criminal gang that is suspected of targeting around 40 ATMs in Sydney in a card skimming operation. NSW Police today released further information including CCTV footage regarding the card skimming which has […]
There are many advantages to shopping online, especially when it comes to buying presents! Make sure to exercise a little care though.
A self-managed superannuation fund (SMSF) is essentially a do-it-yourself super fund for a maximum of four people which gives you control of how your super is invested. In recent years, SMSFs have become increasingly more popular. While an SMSF can offer many benefits, it may not suit everyone. It is therefore important to understand the basics of SMSFs before deciding to use this as your chosen method to save for retirement.
Perhaps, like many people, you assume that when you die your super will become part of your estate and will be distributed according to your will. But, this is not necessarily the case. Unless you have completed a valid binding death benefit nomination, or the payment of the death benefits is otherwise fixed, the trustee of your superannuation fund will have discretion as to how your super death benefits will be paid.