Our easy to use calculators can help you reach and achieve your goals
Loan Repayment Calculator
A home loan is probably the largest investment that you will make in your life time. Buying a new home can be an exciting time, but it is important to have a plan. When deciding how much you can afford to repay, remember you need to take into consideration not only the loan repayments but any other expenses you have including living expenses.
Principal and Interest Calculator
The principal and interest calculator displays the allocation of repayments. ie. the proportion that is interest and the proportion that is the principal. This provides you with an idea of how long your home loan will take to finalise. The extra repayments calculator may also be of interest.
Split Loan Calculator
If you are thinking of splitting your loan (part fixed, part variable), then this calculator will help you work out how it will effect the time it will take you to pay off your loan and what your repayments will be. You might also like to look at the extra repayments calculator.
Extra Payments Calculator
Making extra repayments even if they are small, particularly in the early years of your loan, can have many long-term benefits. Our easy to use Extra Repayments Calculator illustrates the difference that making extra repayments can make, not only in saving you time, but also saving on interest costs on your loan.
Our easy to use Budget Planner Calculator will help you tell where your money is going each week and help you define where money can be saved. By spending 5 minutes now you could be on your way to achieving your savings goals!
One of the best ways to save is to take advantage of compounding. This is where is your money earns interest and then that interest (plus your principal together) earn further interest. Over time it makes a substantial difference to your savings plan.
Income Tax Calculator
Enter in your annual income and the income tax calculator helps you work out how much tax you will be paying, your net income for the year, and how much you receive every week. It also calculates the difference between last financial year and this financial year.
Term Deposit Calculator
Investment Accounts are designed to make your money work as hard for you as you worked to get it. We can arrange investments for a number of different periods, either short or long term. A Bank of Heritage Isle Term Deposit is as flexible as you require it to be.
Terms & Conditions
The results shown are for illustrative purposes only and are not guaranteed by Bank of Heritage Isle in any way. This projection is not an application for credit by you, nor does it constitute an offer of credit by Bank of Heritage Isle. Full details on repayments and terms and conditions are available by contacting the Contact Centre at Bank of Heritage Isle.