New technology is changing the way we view houses

British writer and inventor Arthur C. Clarke once postulated…

Is a Self Managed Super Fund Right for You?

A self-managed superannuation fund (SMSF) is essentially a do-it-yourself super fund for a maximum of four people which gives you control of how your super is invested. In recent years, SMSFs have become increasingly more popular. While an SMSF can offer many benefits, it may not suit everyone. It is therefore important to understand the basics of SMSFs before deciding to use this as your chosen method to save for retirement.

Securing Your Superannuation Investment

Perhaps, like many people, you assume that when you die your super will become part of your estate and will be distributed according to your will. But, this is not necessarily the case. Unless you have completed a valid binding death benefit nomination, or the payment of the death benefits is otherwise fixed, the trustee of your superannuation fund will have discretion as to how your super death benefits will be paid.