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We all like the security of knowing that extra money is available when we need it. With our overdraft facility, you can be sure there are always funds to help you cover life's little surprises.

Heritage Isle Overdrafts Icons

A credit limit is attached to your everyday transaction account, so if you are short of funds, any direct debits, cheques, Visa or EFTPOS transactions will simply access your overdraft instead of possibly being rejected.


  • Only pay interest when you use it
  • Convenient short term credit  when you need it
  • 24/7 access
View our interest rates

retail annual rate


  More Info
Feature Overdraft
Loan period Annual review
Establishment fee Yes
Annual Renewal Fee Yes
Auto repayments (salary/account) Yes
Internet and Mobile Banking Yes
Visa Debit card Yes
Cheque book Yes

This table is provided as a guide only. Terms and conditions are available on application or request.

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If you have any questions, please contact us