Terms & Conditions
General Terms & Conditions
Effective Date: 1 March 2019. Terms and conditions apply and are available on request. Fees and charges and lending criteria apply. A Financial Services Guide (FSG) including terms and conditions is available at all Branches, on our website and upon request.
^ The results shown from the Loan Repayment Calculator are for illustrative purposes only and are not guaranteed by Bank of Heritage Isle in any way. This projection is not an application for credit by you, nor does it constitute an offer of credit by Bank of Heritage Isle. Full details on repayments and terms and conditions are available by calling our Contact Centre at Bank of Heritage Isle.
Goldrate Standard Terms & Conditions
1. Minimum loan amount is $50,000. Existing Bank of Heritage Isle borrowers must borrow minimum $50,000 additional funds to be eligible. Investment real estate lending is limited to purchase or refinance to a maximum Loan Value Ratio (LVR) of 80%.
2. The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.