Terms and Conditions
Effective date 2019-12-02. This offer is valid until 3 months after receipt of the Refer A Mate email, cannot be used in conjunction with any other offer and can be withdrawn at any time. Terms and conditions apply and are available on request. Fees, charges and lending criteria apply. A Financial Services Guide (FSG) including terms and conditions is available at all Branches, on our website and upon request.
By participating in this offer, you agree to the following:
• You must only refer close mates and family after you’ve been given their permission.
• You must not promote this offer to the public at large.
^Minimum age for both referrer and referral is 18. Maximum 10 referrals. Only the original recipient of the Refer A Mate email is eligible to refer their mates through heritageisle.com.au/matesOB The new Member should be known to the existing Member and we may contact you to validate the referral. Only one bonus is eligible per new Member and this is given to the person who referred their mate first. Bonus will be deposited in the S1 account within 1 month of new Membership being opened. Joint applications will only receive one bonus.