We have updated a number of Terms and Conditions clauses in our disclosure documents.

Financial Services Guide (effective 1 March 2019)
In our product profiles, we have updated the product name “S24 Dynamo Account” to reflect the new name “S24 Dynamo/Flex Account”.

Schedule of Fees and Charges  (effective 1 March 2019)
We have removed the inclusion of NAB ATMs as part of the free ATM transactions as NAB is no longer part of the RediATM network.

Access Methods Terms & Conditions  (effective 1 March 2019)
We have now included the international phone number to call if your card has been lost or stolen.

Visa Credit Card Conditions of Use (effective 1 March 2019)
We have updated how we calculate interest and the interest free period. We have also removed the information statement as this is available in your Visa Credit Card contract.

In addition, we have new Terms & Conditions documents relating the digital services we now offer to our Bank of Heritage Isle Members. Please read the following new Terms & Conditions documents:

The latest versions of all of our Terms & Conditions documents are available here.