Available until 30th September 2019.
Enjoy a low rate of 3.25% p.a. (3.29% p.a. comparison rate*), no annual or monthly fees, redraw facility and no penalties. For new owner-occupied borrowers only, available until 31st December 2019.
Available until 31 October 2019
When you transfer your balance to Bank of Heritage Isle’s Visa Credit Card!
Now you can enjoy all the benefits of your Bank of Heritage Isle Visa Credit or Debit Card using Apple Pay. It’s the easy, secure and private way to pay.
Providing a quick, easy and secure way to bank on the move.
Offer ends 10 October 2019
Our Goldrate features a low interest rate, no annual or monthly fees, redraw facility and no penalties.
Terms & Conditions
1. Effective Date 16/9/2019. Terms, conditions, fees, charges and lending criteria apply. Minimum loan amount is $50,000. Existing Police Bank borrowers must borrow minimum $50,000 additional funds to be eligible. Investment real estate lending is limited to purchase or refinance to a maximum Loan Value Ratio (LVR) of 95%.
2. Terms and conditions apply and are available on our website. Fees and charges and lending criteria apply. 0% p.a. is applied to the Bank of Heritage Isle Visa Credit Card only if the card account being transferred is paid out in full and cancelled. Minimum balance transfer per card is $500.00. We reserve the right to withdraw this offer at any time. Interest rate on remaining balance will revert to our standard variable Visa Card rate, currently 10.76% p.a. Not available in conjunction with any other offer.
3. Effective date 1/8/19. This offer is not available in conjunction with any other offer and can be withdrawn at any time. This offer is only available to the first 100 Police Bank, Border Bank or Bank of Heritage Isle Visa Credit Card applications who apply and are approved between 1/8/19 – 30/9/19. You will receive your Garmin Vivosmart HR Fitness Watch (or similar product) within a month after making your first transaction or balance transfer on your Bank of Heritage Isle Visa Credit Card. To be eligible for the watch, your first transaction of $50 or more or a balance transfer of a minimum of $500 needs to be made within 4 weeks of card approval. The Garmin Vivosmart HR Fitness Watch is valued at $189. Not available for Members with an existing Bank of Heritage Isle Visa Credit Card and employees of Police Bank Ltd.
4. Minimum loan amount is $5,000. Rates current as at 1/8/19 and are subject to change. This discounted rate is only available for loans applied for and approved from 1/8/19 – 31/10/19. Loan must be funded within one month of application. This discounted rate is not available in conjunction with any other offer or for refinancing of existing Bank of Heritage Isle loans. We reserve the right to withdraw this offer at any time.
5. The comparison rate is based on a loan of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6. AU residents 18+. Must hold a personal Visa Debit or Credit card with contactless payment functionality, issued by a participating financial institution. See Terms for full list of participating financial institutions. Must not have overdue monies owing as at 14.11.19. Ends 11:59pm AEDST 10.10.19. To earn and redeem Velocity Points you must be a Velocity member. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions, available at velocityfrequentflyer.com, as amended from time to time. Permits: NSW. LTPS/19/35908. ACT. TP19/03684. SA. T19/1072.
^ Effective Date: 16 September 2019. Terms & conditions, fees, charges and lending criteria apply. A Financial Services Guide (FSG) including terms and conditions is available at all Branches, on our website and upon request. This Home Loan is only available to new owner-occupied borrowers. Minimum loan amount is $50,000. Not available for investment purposes or for refinancing of existing Police Bank loans. This Home Loan cannot be taken in conjunction with any other offer, bonus or discount. This Home Loan cannot be split with a fixed term or any other Police Bank Home Loan product. A maximum Loan Value Ratio (LVR) of 80% including the capitalisation of Mortgage Protection Insurance applies. This Home Loan is a limited time offer and can be withdrawn at any time. Waived Establishment Fee offer is only available to owner-occupied borrowers who apply between 15/9/19 – 31/12/19 and have their loan funded by 28/02/20. This offer is only applicable to single security loans.
*The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
