Say goodbye to your lemon and
hello to your new car with our
discounted fixed rate car loan.

Bank of Heritage Isle Car Loans

Getting you behind the wheel

of your dream car faster

Whether you’re looking for a brand new or used car, or an environmentally friendly vehicle – a Bank of Heritage Isle Car Loan fits the bill.

Your Bank of Heritage Isle Car Loan may contribute to our Reduced Fees Program helping to reduce (or eliminate) fees – save on ATM and EFTPOS transactions (as well as qualify for fee rebates), personal cheques and external electronic periodical payments.

We can also arrange your car insurance with convenient pay by the month instalments at no extra cost and even organise an automatic payroll deduction so you can be sure your payments are always up to date.

  • 100% Finance

  • Refinancing available

  • No early repayments penalties

  • New or used cars1

Discounted Fixed Rate^ 6.49 %PA Comparison Rate* 6.63 %PA What would my repayments be?
Regular Fixed Rate %PA Comparison Rate* %PA What would my repayments be?
Green Loan %PA Comparison Rate* %PA What would my repayments be?
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At Bank of Heritage Isle, we try and do our bit for the environment and encourage Members to do the same.

So we are launching our Green Loan which rewards you with a special low rate when you borrow for a Green Rated Vehicles (Combined Tailpipe CO2 rating below 150g/km, details found www.greenvehicleguide.gov.au)

How Bank of Heritage Isle Compares2

Who can apply for a loan?

You can apply for a loan individually or jointly with one other person or multiple person/s. To apply you need to:

  • be at least 18 years old.
  • have a regular income.
  • be a permanent Australian resident.
  • be able to make your repayments.
  • want to borrow more than $5,000.

Terms & Conditions

1. Vehicles taken as loan security for the Variable Rate and Fixed Rate Car Loan have to be under 7 years old.

2. This information was correct as at 24 May 2019 and was obtained from publicly available information located on the website of each financial institution. Please note that Interest Rates and Comparison Rates are subject to change. To the extent permitted by law, we accept no responsibility for the accuracy of information, or any loss you or any person suffers due to relying on information provided.

^ Terms, conditions, fees, charges and lending criteria apply and are available on request. Minimum loan amount is $5,000. Rates current as at 27/05/19 and are subject to change. This discounted rate is only available for loans applied for and approved from 27/05/19 – 31/07/19. Loan must be funded within one month of application. This discounted rate is not available in conjunction with any other offer or for refinancing of existing Police Bank loans. We reserve the right to withdraw this offer at any time.

* The comparison rate is based on a loan of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Loans/Visa Credit Card

Reduced Fees Program

Schedule of Fees and Charges (PDF)

Financial Services Guide (PDF)