Savings Accounts

All savings and investments with Bank of Heritage Isle are government protected. Members can be assured in knowing that their funds with Bank of Heritage Isle are safe and secure. Bank of Heritage Isle has a comprehensive range of savings and investment accounts designed to help you better manage your money.

  • Easy Access
  • Safeguard
  • Christmas Club
  • Insurance Saver
  • Mortgage Offset
  • Savings Plus
  • Market Linked
  • Redifund Plus
  • Retirement Plus
  • Budget Saver
  • Online SuperSaver
  • Bonus Saver
  • Dynamo Kids Savings Account
  • Flex Account


Bank of Heritage Isle has a range of loans available for any worthwhile purpose. Our loans are easy to apply for, with flexible terms and fast approvals.

  • Home Loan
  • Personal Loan
  • Car Loans
  • Credit Overdraft
  • Visa Credit Card


We do more than just look after your money. We’ve made it our business to understand your needs and to provide you with opportunities that maximise value for your dollar. To protect you and your family, we have a range of insurance products to keep you covered against the unexpected.

  • Home & Contents
  • Motor Vehicle
  • Travel

Account Access

Bank anytime, anywhere with Bank of Heritage Isle. We offer a range of convenient banking options.

  • Internet/Mobile Banking
  • Mobile App
  • Bank@Post® (Available to Heritage Isle Members from 11th April 2019)
  • Redidial Telephone Banking

Bank of Heritage Isle Visa Cards

With two flexible card options, we have your needs covered with either a Visa Debit Card, or Visa Credit Card. Both offer access to cash from ATM’s world wide, also offering you the added security of chip cards, and the Verified by Visa secure online shopping service. Also enjoy the benefits of Visa Preferred Rewards.

  • Bank of Heritage Isle Visa Credit Card
  • Bank of Heritage Isle Visa Debit Card
  • Apple Pay
  • Google Pay
  • Samsung Pay


Our Edvest Service offers selected Members over 45, a range of advisory and financial services that will ensure a secure lifestyle. Edvest entitles Members to discounts on a range of Bank of Heritage Isle and other Products and Services.

Fixed Term Deposits

Bank of Heritage Isle Investment Accounts are designed to make your money work as hard for you as you worked to get it. With terms of 3, 6, 12, 36, 48 and 60 months – interest paid at maturity, 6 months or every month – a Bank of Heritage Isle Term Deposit is as flexible as you require it to be.

Financial Planning

Whether you’re part of Generation Y wanting to start your first share portfolio or a Baby Boomer wanting a comfortable retirement, we can provide tailored financial solutions for all generations.

Reduced Fees Program

Reduce (or even avoid) your transaction fees and charges with our Reduced Fees Program . Do you end up paying more in transaction fees and charges to your banking institution the more you do business with them? At Bank of Heritage Isle we won’t penalise you for your loyalty – we’ll reward you!

Currency Services

We can provide a number of currency services, including Cash Passport card and foreign cash for your next overseas holiday.


  • Loans Calculators
  • Savings Calculator
  • Budget Calculator

Wills Service

Making a Will is an important specialised task, often requiring consideration of complex legal, family, financial and tax issues to ensure that your estate is distributed in accordance with your wishes.
Having a properly prepared will ensures that:

  • Your wishes are known
  • Your estate is distributed as you wish
  • Your executor is appointed
  • You appoint the guardian for your children
  • Vulnerable beneficiaries are protected
  • Taxes are minimised