Savings Accounts
Bonus Saver
Reach your goals faster with Bank of Heritage Isle’s Bonus Saver Account which rewards you for saving your hard earned money! Simply deposit a minimum of $100 a month with no withdrawals and you will receive a bonus interest rate on your savings!
Savings Plus
Help you grow your savings- different interest rates apply to different parts of your savings balance.
Retirement Plus
An account designed for pensioners and retirees. The Bank of Heritage Isle Retirement Plus account specially designed for retirees with a flat rate of interest which provides security and peace of mind while your savings grow.
Mortgage Offset
If you have a Variable Home Loan then the Mortgage Offset account is a ‘must have’ facility. It offsets 100% of the savings balance against your home loan before the loan interest is calculated. This reduces the amount of interest you pay and could shorten the term of your home loan by many years.
Your savings are not locked up in the Mortgage Offset Account, therefore allowing access to your cash at anytime. However, the more you keep in your Mortgage Offset Account, the more you save in interest and the shorter the home loan term.
