with our Term Deposits

Watch your investments grow

Australia has the strongest banking regulatory system in the world – all banks, building societies and credit unions meet exceptionally high standards on capital, liquidity, risk management and governance as set down by the regulator, APRA. Under the Banking Act deposits in all Australia’s banks (including Bank of Heritage Isle), building societies and credit unions are safe.

Bank of Heritage Isle Investment Accounts are designed to make your money work as hard for you as you worked to get it. With terms of 3, 4, 5,  6, 7, 12, 36, 48 and 60 months – interest paid at maturity, 6 months or every month – a Bank of Heritage Isle Term Deposit is as flexible as you require it to be.

Interest Paid at Maturity
ProductAmountInterest Rate
I1 – 3 months
$1,000 to $9,999
I5 – 3 months$10,000 or more
I25 – 6 months$10,000 or more
I12 – 12 months$10,000 or more
Interest Paid Six Monthly
ProductAmountInterest Rate
I29 – 24 months$10,000 or more
I31 – 36 months$10,000 or more
I32 – 48 months
$10,000 or more
I33 – 60 months$10,000 or more
Interest Paid Every Month
ProductAmountInterest Rate
I2 – 3 months$1,000 to $9,999
I3 – 3 months$10,000 or more
I10 – 6 months$10,000 or more
I24 – 12 months$10,000 or more
I52 – 24 months$10,000 or more
I53 – 36 months$10,000 or more
I54 – 48 months$10,000 or more
I55 – 60 months$10,000 or more
Special Investment Accounts
ProductAmountInterest Rate
I60 – 2 Months$20,000 or more
I63 (Interest paid monthly to a savings account) – 30 months$20,000 or more

Edvest Members

Interest Paid at Maturity
ProductAmountInterest Rate
I51 – 3 months$1,000 or more
I4 – 3 months$10,000 or more
I4 – 4 months$10,000 or more
I4 – 5 months$10,000 or more
I23 – 6 months$1,000 or more
I4 – 7 months$10,000 or more
I22 – 12 months$1,000 or more
Regular Income Plus (interest paid fortnightly)
ProductAmountInterest Rate
I45 – 6 months$5,000 or more
I46 – 12 months$5,000 or more
I47 – 18 months$5,000 or more
I48 – 24 months$5,000 or more
I49 – 36 months$5,000 or more
Interest Paid Six Monthly
ProductAmountInterest Rate
I58 – 24 months$10,000 or more
Interest Paid at Maturity
ProductAmountInterest Rate
I1 - 3 months
$1,000 to $9,999
I5 - 3 months$10,000 or more
I25 - 6 months$10,000 or more
I12 - 12 months$10,000 or more
Interest Paid Six Monthly
ProductAmountInterest Rate
I29 - 24 months$10,000 or more
I31 - 36 months$10,000 or more
I32 - 48 months
$10,000 or more
I33 - 60 months$10,000 or more
Interest Paid Every Month
ProductAmountInterest Rate
I2 - 3 months$1,000 to $9,999
I3 - 3 months$10,000 or more
I10 - 6 months$10,000 or more
I24 - 12 months$10,000 or more
I52 - 24 months$10,000 or more
I53 - 36 months$10,000 or more
I54 - 48 months$10,000 or more
I55 - 60 months$10,000 or more
Special Investment Accounts
ProductAmountInterest Rate
I60 - 2 Months$20,000 or more
I63 (Interest paid monthly to a savings account) - 30 months$20,000 or more

Edvest Members

Maturity Incentive (interest at maturity)
ProductAmountInterest Rate
I4 – 3 months$10,000 or more
Regular Income Plus (interest paid fortnightly)
ProductAmountInterest Rate
I45 – 6 months$5,000 or more
I46 – 12 months$5,000 or more
I47 – 18 months$5,000 or more
I48 – 24 months$5,000 or more
I49 – 36 months$5,000 or more
Deferred Interest Plus (interest at maturity)
ProductAmountInterest Rate
I51 – 3 months$1,000 or more
I23 – 6 months$1,000 or more
I22 – 12 months$1,000 or more
Interest Paid Six Monthly
ProductAmountInterest Rate
I58 – 24 months$10,000 or more

Enquire About A Term Deposit

Fill out my online form.

Please call us on 134 374 if you require a Termination Value, i.e. the amount we will repay you if you were to withdraw your deposit.

Terms & Conditions

Savings / Terms Deposits

Reduced Fees Program

Schedule of Fees and Charges (PDF)

Financial Services Guide (PDF)