Target Market Determinations
A target market determination (TMD) seeks to offer consumers, distributors and staff with an understanding of the class of consumers and therefore the target market for which these products have been designed, having regard to the objectives, financial situation and needs of the target market.
If you would like to speak to our team about any of our Target Market Determinations, please visit our contact page.
Home Loans
Owner Occupied Loans
- First Home Loan Owner P&I – Effective from 5th October 2021
- First Home Loan Owner IO – Effective from 5th October 2021
- Goldrate Owner Occupied P&I – Effective from 5th October 2021
- Goldrate Owner Occupied IO – Effective from 5th October 2021
- Value Owner Occupied P&I – Effective from 5th October 2021
- Value Owner Occupied IO – Effective from 5th October 2021
Investment Loans
- Goldrate Investment P&I – Effective from 5th October 2021
- Goldrate Investment IO – Effective from 5th October 2021
- Value Investment P&I – Effective from 5th October 2021
- Value Investment IO – Effective from 5th October 2021
Other
- Goldrate Bridging Loan – Effective from 5th October 2021
- Value Bridging Loan – Effective from 5th October 2021
Transactions and savings accounts
- Easy Access – Effective from 5th October 2021
- U30 SUPER CHARGE – Effective from 11th April 2022
- Savings Plus – Effective from 1st July 2023
- Safeguard – Effective from 5th October 2021
- Safeguard (Dynamo/Flex) – Effective from 5th October 2021
- Bonus Saver – Effective from 5th October 2021
- Dynamo/ Flex Account – Effective from 5th October 2021
- Retirement Plus Saver – Effective from 1st June 2022
- Mortgage Offset – Effective from 1st June 2022
Term Deposits
- Special TD Int on maturity – Effective from 5th October 2021
- Special TD Int paid monthly – Effective from 5th October 2021
- Standard Int on Maturity – Effective from 5th October 2021
- Standard Int Paid Monthly – Effective from 5th October 2021
- Standard Int Paid Six Monthly – Effective from 5th October 2021
Personal Loans
- Personal Loan Secured and Unsecured – Effective from 5th October 2021
- Car Loan – Effective from 5th October 2021
- Green Loan – Effective from 5th October 2021
Credit Cards and Overdrafts
- Standard Credit Card – Effective from 5th October 2021
- Overdraft Card – Effective from 5th October 2021
