Owner Occupied Loans Investment Loans
Home Loan First Home Loan1 Goldrate Home Loan Value Home Loan2
Home Loan First Home Loan1 Goldrate Home Loan Value Home Loan2
Description First Home Buyers for residential purchase, construction or land (eligibility criteria applies). For residential purchase, refinance, construction or land. For residential purchase, refinance, construction or land (eligibility criteria applies).
LVR* 80% - 95% Up to 95% Up to 95%
Variable or Fixed Variable Fixed Variable Fixed Variable Fixed
Interest rate & comparison rate^ View our First Home Loan rates here View our Goldrate Home Loan rates here View our Value Home Loan rates here
Principal & Interest Yes Yes Yes Yes Yes Yes
Interest Only Yes Yes Yes Yes Yes Yes
Minimum loan amount $50,000 $50,000 $50,000 $50,000 $50,000 $50,000
Minimum top up amount No No $20,000 No $20,000 No
Ability to split the loan Yes Yes Yes Yes Yes Yes
Establishment Fee $545 $545 $545 $545 $545 $545
Annual Fees $0 $0 $0 $0 $0 $0
Monthly Fees $0 $0 $0 $0 $0 $0
Interest Offset# Available on P&I Variable loans only No Available on P&I Variable loans only No Available on P&I Variable loans only No
Redraw Facility Yes Yes Yes Yes Yes Yes
Additional Repayments Unlimited Up to $5,000~ Unlimited Up to $5,000~ Unlimited Up to $5,000~
Home Loan Goldrate Home Loan Value Home Loan2
Home Loan Goldrate Home Loan Value Home Loan2
Description For investment purchase, refinance, construction or land. For investment purchase, refinance, construction or land (eligibility criteria applies).
LVR* Up to 90% Up to 90%
Variable or Fixed Variable Fixed Variable Fixed
Interest rate & comparison rate^ View our Investment Goldrate Home Loan rates here View our Investment Value Home Loan rates here
Principal & Interest Yes Yes Yes Yes
Interest Only Yes No Yes No
Minimum loan amount $50,000 $50,000 $50,000 $50,000
Minimum top up amount $20,000 No $20,000 No
Ability to split the loan Yes Yes Yes Yes
Establishment Fee $545 $545 $545 $545
Annual Fees $0 $0 $0 $0
Monthly Fees $0 $0 $0 $0
Interest Offset# Available on P&I Variable loans only No Available on P&I Variable loans only No
Redraw Facility Yes Yes Yes Yes
Additional Repayments Unlimited Up to $5,000~ Unlimited Up to $5,000~