Terms & Conditions
General Terms & Conditions
Terms and conditions apply and are available on request. Fees, charges and lending criteria apply. A Financial Services Guide (FSG) is available here, at all Branches, on our website and upon request.
Home Loan Terms & Conditions
The interest rate and comparison rate is current as at and is subject to change. Unless stated, all comparison rates are based on principal and interest repayments. For more information on interest only comparison rates, please contact us.
The ‘Bank of Heritage Isle – First Home Loan’ is only available for applicants that qualify for the First Home Loan Deposit Scheme. Interest Only is only applicable for Construction purposes.
*The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
# Interest Offset Account is not available on Interest Only or Fixed Loans.
^ Housing Australia’s participation in the scheme varies dependent on the purchase stream of each buyer.