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Terms & Conditions
The interest rate and comparison rate is current as at and is subject to change.
3. Effective date 20/1/20. Terms, conditions, fees, charges and lending criteria apply. Minimum loan amount is $50,000. Investment real estate lending is limited to purchase or refinance to a maximum Loan Value Ratio (LVR) of 90%.
~ Effective Date: 1/11/19. Terms, conditions, fees, charges and lending criteria apply. A Financial Services Guide (FSG) including terms and conditions is available on our website and upon request. The interest rate and comparison rate is current as at 1/11/19 and is subject to change. 1. Minimum loan amount is $50,000. Existing Bank of Heritage Isle home loan borrowers must borrow minimum $50,000 additional funds to be eligible. Not available for investment purposes. Value Home Loan cannot be taken in conjunction with any other offer, bonus or discount, including the No Establishment Fee offer. A maximum Loan Value Ratio (LVR) of 90% including the capitalisation of Mortgage Protection Insurance applies. Value Home Loan available to residents of Tasmania. Rate discounted against Premium Home Loan.
*For all Police Bank Home Loans, the comparison rate is based on a loan of $150,000 over a 25 year term (note: for Interest Only Home Loans, the comparison rate is based on an initial 3 year Interest Only period). For all Police Bank Car and Personal Loans, the comparison rate is based on a loan of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
